[Altavia]

Originally Posted by CarlR33

Also you assume the extra 50K will not put them in the 24 percent tax bracket. Good points as each persons situation is different and the advisor was probably too lazy to do the actual math. I know banks are getting more transparent with their interest tables so it’s right there in front of you.

I'm sure the OP knows but adding also need to take IRMAA and RMD's into consideration.

Thanks to inflation, I'm fairly confident we'll end up paying more taxes on our 401K funds than we would have putting that money into a Roth or after tax account.