I have met people who don’t want a pool because in previous life it wasn’t fun, and those who can’t take on the financial aspect say they never want a pool. I swim everyday 2-3 miles 11.5 months a year. That isn’t going to happen at 4 am in any public TV pool. Plus after I sat in any of the 6 areas of comfortable cushion loveseat, sectional, rockers, or polywood chairs read a book with only sounds of birds and the waterfall. No noise of conversation with 10+ people rudely talking on speaker phone
We had opportunity for pool at build, but definitely chose not to use T&D. I know 80% say it’s the only way to go. However we used a family owned company that has been in business more than 50 years, with employees averaging 40 years with the company.
We built larger, with exactly what we wanted in design, (T&D @ build 2 designs no exception) and better equipment than T&D offered. Still saving money, complete in 9 weeks, and customer service better Costco

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I don’t understand all the complaints about upkeep. I test the water once a week add appropriate chemicals in less than 2 minutes.
As far as cleaning it does take 30 seconds to drop C-3PO into the pool. 3 hours later, every wall, step, and floor is cleaned just like the first day it was new.
My monthly cost including cost of robot, is at $23.56, less during December to March, more July and August. Still averaging under $24.
According to Seco my added bill is $19-26 a month. Theoretically if one can afford to build the pool, $50 a month isn’t a problem. As far as insurance it was $264 more a year. The dog up north added an extra $109 a year. So the pool wasn’t that much of a step up.