Talk of The Villages Florida - View Single Post - Had a financial planning session with some relatives
View Single Post
 
Old 06-29-2025, 12:01 PM
Stu from NYC Stu from NYC is offline
Sage
Join Date: Feb 2020
Posts: 15,274
Thanks: 1,261
Thanked 16,248 Times in 6,364 Posts
Default

Quote:
Originally Posted by jasamy2 View Post
Thank you for breaking it down so we can understand. Now can you help with rolling over a traditional IRA to a Roth? 😁. Worth paying the taxes up front now or later?
To me the opportunity cost of converting to a Roth and have less money invested makes the answer no.

Not to mention the govt could decide they needed to partially tax the Roth. Still waiting to see how they will fix social security so benefits can be paid in full in the future.