You are not going to get around the RMD, just pay the tax. The only thing you can do is donate some of your distributions to a qualified charity like a church. That portion of the RMD will not be taxed. Look at it this way, if you give money to your church or synagogue or any religious organization, instead of writing them a check from your checking account, take the same amount and send it to them from your distribution. You have to be over 70 to do this.
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