Talk of The Villages Florida - View Single Post - Big Tax Bill
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Old 07-05-2025, 10:58 AM
Battlebasset Battlebasset is offline
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Quote:
Originally Posted by justjim View Post
I read the article and it is spot on. Why take on the “hassle”
In your 70’s when you have more than enough income to live very comfortably. Life is not permanent so enjoy why you still can.
I did as well. And it expressed everything I have thought about having rental property.

We bought our place in the Villages about two years before we sold our home up north and moved in. In the meantime, we had the home in the Villages Hometown Properties rental program. Not as much hassle vs DIY, but still some hassles with making sure the lawn got cut and the weeds got pulled. We lost about $200 to $500 a month once we paid the VHP 15% cut.

The advantage was we bought the property when prices were low, and before COVID spiked everything. A 33% increase over three years. We could not have afforded this property when we moved into it.

So it worked out for us in our unique situation. But add three years, and we would have been underwater. So bottom line, becoming a landlord is a crapshoot. Do you want to take that chance, and deal with those hassles, when you are old and have to hire people to do everything?