I don't pay a dime to a financial advisor. Our 401k is modest, we have life insurance policies that have cash value and don't require a fee to cash in if we need it. My stock certificate is also modest, it'll cost me around $100 to sell all my stocks and get maybe around $6000 direct deposited into my savings account.
We don't have much in the way of investments, so we don't need a financial advisor. Life is pretty simple when you're not wealthy.
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