Talk of The Villages Florida - View Single Post - Tax-free IRA distributions and RMD’s?
Thread: Tax-free IRA distributions and RMD’s?
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Old 07-07-2025, 03:13 PM
ton80 ton80 is offline
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Quote:
Originally Posted by Plinker View Post
I never said it was permanent. “Messed up” is a bit harsh. Get it while you can.
I used "messed up" since you asked where you messed up. My reply was aimed at explaining where I believe your error was.

Your analysis is based on getting no tax on the 60K SS payments if the AGI were less than 150K for a couple. That is incorrect. The maximum tax relief is the extra 12K deduction if the couple's AGI is less than 150K. The rest, 48K, is part of your AGI and is taxed.

Get it while you can lasts until 2028, correct.
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