Talk of The Villages Florida - View Single Post - Tax-free IRA distributions and RMD’s?
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Old 07-07-2025, 03:27 PM
Plinker Plinker is offline
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Quote:
Originally Posted by ton80 View Post
I used "messed up" since you asked where you messed up. My reply was aimed at explaining where I believe your error was.

Your analysis is based on getting no tax on the 60K SS payments if the AGI were less than 150K for a couple. That is incorrect. The maximum tax relief is the extra 12K deduction if the couple's AGI is less than 150K. The rest, 48K, is part of your AGI and is taxed.

Get it while you can lasts until 2028, correct.
Thank you. Yes, you are correct. This is why I posted the thread. It seemed to be to good to be true. However, would it not allow a distribution up to the new standard deduction?