IMO, the advantage plans are no good for anybody. You can look at your past, look at your parents health, but we are all getting older, getting more fragile, still want to act like you are still in your twenties, so nobody know what tomorrow will bring you. A supplement is cheap for what you get. Why do you think that insurance companies can offer you all these little benefits to get their MA plan? You know they have to make money so they give you bread crumbs to entice you then refuse a procedure.
MA plans are only as good when you don’t need them, then when you do, nothing. Later if you decide to get out of a MA plan, a supplement plan doesn’t have to accept you, so you’re stuck possibly forever.
Also with all the issues with MA plans, congress is going to have to make some drastic changes. Here is 1:
Medicare Advantage Plans Get Higher-Than-Expected Rate Increase - ACHI
It’s only the start