Traditional Medicare (TM) or Medicare Advantage (MA)
Medicare Advantage (MA) was designed with the intention of saving the government money compared to Traditional Medicare (TM).
However, that has not happened. MA costs significantly more per patient with estimates of $83 billion in excess spending in 2024 alone.
If the savings aren’t being realized, I would expect that MA would cut benefits such as vision, dental, health club membership, OTC benefits, etc.
For those with MA, at what point would you drop it because there is no advantage.
For those with TM, what additional benefits would you need to switch to MA?
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