Quote:
Originally Posted by BrianL99
Choice A:
The government will provide you with reasonably priced healthcare. You can see most any doctor you want, at any time, without our approval. We'll pay for any recognized treatment you want, for any ailment you have. For about $150/month, you can buy additional coverage that will cover most deductibles and ancillary costs.
Choice B.
A private, profit-making company will manage your healthcare, within the bounds of what they think is reasonable, to insure they make a profit. They'll give you a free gym membership (that everyone wants, of course) and maybe 2 dental cleanings. In exchange, you save about $100/month on medical cost. In exchange for that $100, most Dr visits will be handled by a nurse or PA. You can't see any other Doctor, unless the Nurse/PA/Dr says you absolutely need to. If you need any special procedures or treatments, send them a message and they'll let you know if it fits into their business/profit model.
For the price of Cable TV, you can get the best healthcare available in the world or you can opt to save yourself $150/month.
Tough choice.
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Supplement plans IMHO are for those with chronic illness. Heart disease, high blood pressure, overweight, etc. I assume they do not have to be medically underwritten. If you are in good health, Medicare Advantage is fine
The medicare supplement plans start at $150 per month. Plus you may need to purchase a drug plan too.
Florida Blue for example Monthly Cost $178-$660
Doesn't include:
$185.00 Standard Part B premium