Quote:
Originally Posted by BrianL99
There's nary a person in the United States of Medicare age, that isn't overweight, has high blood pressure, heart issues or all 3.
There's hardly a 65 year old in America, who's not taking medication of some sort, on a regular basis.
There's one and only one reason for have a Medicare Advantage Plan and that's COST.
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That post didn't end where I first thought it was headed (I guess I was hopeful). I thought you were going to say what I'll go ahead and add.
THE BEST health insurance costs very little. It is simply this:
-- Eat primarily high-quality and healthy food (Mediterranean diet is still the best)
-- Get regular exercise with stretching and keep your weight in check
-- Quality sleep and enough of it is important
-- Have people in your life who routinely cause you stress? Ditch them. Not kidding, you want to be healthy or not? Eliminate stress.
Brian, there are many people of young Medicare ages that are healthy and who very intentionally take care of themselves. I'm one of them and know others. They don't have need to see Doctors because they live like the above. So, some of them choose Advantage plans because why wouldn't they? Over a decade it's quite a lot of money saved (for a couple probably $40,000+). Plus they can switch plans every year in the 4th quarter.
Of course, those healthy people could be in a bad car accident or get a serious disease -- guess what will happen then? They will get medical care.
I hear and read a lot of justification from people about the premiums they pay for traditional Medicare - which I find interesting. If it's worth it to them, that's all that matters. But, I think some are convincing themselves that they're getting more than they actually are and they seem to need to convince others too.