[justjim]

Originally Posted by Haggar

Why would I not use a credit card? You're protected from wrong charges by the CC company.
I get 5% credit for gas purchases at Costco, 4% for gas purchases at other gas stations, 3% on restaurants using by Costco simple card, 2% on all other purchases using one of many cards.
I get 2% back paying my insurance bills using a credit card. Discover every quarter has a 5% reward on revolving categories. Some cards offer a bonus of hundreds for using a new card.

I get the use my money for a longer time. As opposed to many debit charges on my bank statements I just have a few payments to the credit card companies.

Because I use my cards for business and pleasure I get back more than a $1,500 a year in rebates.

So let somebody get my number. One call and I get credit for these charges and a new card sent to me.

To each their own.

I couldn’t say it any better myself. Using a credit card (Discover) or another just makes financial sense.