Some new areas are still mapping as 100 year flood zone. Your mortgage company may require you to buy flood insurance until the mapping is revised.
Our property was never listed in flood zone map, however 4 months ago, a company was behind our house surveying the property to change to flood zone.
Guys very polite, explained why they were there. Couldn’t tell us who ordered the report.
All three agreed after the survey, it would need to be biblical rainfall to rise 11.7’ above 20+ acres of dry prairie floor. Plus the 2 foot rise of our property.
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Do not worry about things you can not change 
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