Talk of The Villages Florida - View Single Post - Flood Insurance in The Villages?
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Old 07-20-2025, 12:47 PM
Bill14564 Bill14564 is offline
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You are not likely to experience what most people think of as a flood. The Villages does a great job at stormwater management to keep houses safe.

However, what I think of as a flood and what an insurance company considers to be flood damage could be two separate things. Talk with your agent about what is excluded and determine whether you need a separate flood policy to cover those hazards.

Also, if you have a mortgage then the bank might have an opinion on this.

I have neither a mortgage nor a flood policy.
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