Quote:
Originally Posted by Rainger99
Don't have flood insurance. Been here four years. We had 8 inches of rain overnight last year with Milton. There are several ponds in my neighborhood. The water level in all of them increased but not one of them flooded over the banks. I think we could have easily had another six inches of rain without any flooding of houses.
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Back in 2016 during hurricane Irma we had 18 inches of rain in 24 hours and no homes were flooded. Just some of the golf courses were out of comission for about a month. We have no storm surge here so we just need to be concerned with the storm water management which is one of the best in the country here in the Villages. We are living in one of the safest places in the country here in the Villages. Yes we can get small tornados but we are not in a valley, or have any rivers or creeks to overflow and we are too far away from the shore for storm surge. When we have hurricanes, when they hit land there is no energy to keep them going so by the time they get here they are usually no stronger than Cat1. Infact, I think it was 2016 where a Cat1 hurricane came over the Villages. All that said, if you want to get all that insurance, go for it but there is a high probablility that you will never use it.