Quote:
Originally Posted by Dr.SammieMD
I'm certainly in the minority here, but I have Flood Insurance through a private company, not FEMA. For the few hundred dollars it costs, with coverage for the full value of the house and contents (not the FEMA maximum), it's worth peace of mind.
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It's fine that you want flood insurance for peace of mind but since the coverage is so cheap, the insurance company feels its a very low possibility that you will be using it. For the folks in Tampa or near the sure, flood insurance is in the thousands of dollars.