Consider purchasing 0.1 BTC for your new-born grandchild and hold it in a Multi-Sig trust. By the time he/she/they/them is 20, he/she/they/them will likely never have to work a day in their lives
Or maybe go study to become a woke swamp walrus at an Ivy League school of their choice
* This is not investment advise. Please consult your television or credentialed Boomer for sound investment advice.