Just remind your younger wife, statistically speaking the majority of 50 year olds live south of 44 in the new section. Every new section through out time has the average youngest age. If mature trees are more important than people closer to her age, then things will be good. You can have all those activities no matter where you live.
As far as bond, there are houses for sale south of 44 that the owners have paid the bond (good selling point). You could also make it a condition of the sale. Our house is 4 years old and I’m already tired of the bond monthly expense, so we are going to pay ours off this year.
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