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Originally Posted by kingofbeer
54% of Medicare beneficiaries are enrolled in Medicare Advantage plans. I enrolled in Medicare Advantage because I wanted to be able to see Villages Health primary doctors. I was not impressed with any local primary doctors who where not part of Villages Health. IHMO, MA is perfect for those without chronic illness or conditions. High blood pressure, obese, heart condition, obese etc. You will see how expensive a gold Medicare supplemental plan is and then you will decide for yourself.
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We don't have those issues you listed but our "expensive in your eyes" Medicare supplemental plan is working for us. We pay our monthly premium and that is it for medical care. No deductible or co-pay to mess around with and we self insure for dental care which is a small amount tucked away every month since we've never had dental insurance and that kitty is in very nice shape. We've had cataract surgery and use dimestore, (for those of you who remember them), readers are about $10. a pair. Checkups with our opthamalogist are covered so no money there. Most importantly, we have great physicians and access to great medical coverage should the occasion arise. Our medical philosophy is if ain't broke, don't fix it so we don't overuse the system. Healthy eating, skipping the mind altering substances and no smoking helps with our goals. We love the simplicity of health care at our ages but as always, to each their own.