Exact same situation as yours and the wife said pass on the Lanai insulation since we had no plans to enclose it. Here a couple of years later I'm still trying to convince her we need to enclose the lanai and it would be great to have the insulation out of the way. Only downside would be it will be harder / messier to run A/C to the lanai after the insulation blown in, especially if you choose a ceiling entry split. Just my .02. We were very pleased with The Solar Guys who also put in our solar powered attic fans.
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