Quote:
Originally Posted by justjim
IRA’S have been in mutual funds since retirement. 60/40 has worked for me. My few personal stocks are in long term value dividend and a couple of growth ones. Not a trader since retirement. No worries. But each to their own.
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Don't forget you have a partner with that IRA ... his name is Uncle Sam. Once you hit RMD age (73) you will have to withdraw funds from the IRA and pay taxes on it. If you plan on passing it along to kids, they will have to take 10% each year and add it to their taxable income.