If a percent of workers salary and an employer match are to be invested in the stock market and the resulting nest egg earmarked specifically for them, as some have suggested, why have a SSI program at all? Workers could just do that themselves. That is what a 401k does.
Despite complaints from those who have done the math and figured out they would have done better investing on their own, social security remains one of the most successful and popular government programs in history.
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