Talk of The Villages Florida - View Single Post - Anyone else preparing for a big selloff?
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Old 08-01-2025, 04:21 AM
Sabella Sabella is offline
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Default Recommendation needed regarding required minimum distributions, IRAs, and 401s

Quote:
Originally Posted by Janie123 View Post
Not if you are talking about IRAs and 401k’s but yes if regular investment accounts. Another reason I use to continue to move IRAs to Roths… no RMDs moved to an investment account so I would be able to move in and out of cash with no tax penalty. Currently my investment account is my cash world… mostly CDs and somewhat protected structured notes..
I need to consult with an expert regarding required minimum distributions, and tax consequences and options. If anyone can recommend someone they’ve had personal experience with regarding this issue, it would be greatly appreciated. Thank you.