Quote:
Originally Posted by Dexterconfetti
Up here in suburban Philly, my large cardiac group is no longer accepting Medicare Advantage insurance. I have a “regular” Medicare Supplement Plan, so I am totally covered.
Just a warning for the future… remember these plans will be with you for the rest of your life.
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That isn't true. As far as I can tell, if you are in fairly good health, you shouldn't have any problem dropping advantage and going to traditional medicare.
If any people have had difficulty switching to TM, please post.
The list of potentially deniable medical conditions includes Alzheimer’s disease, asthma, cancer, congestive heart disease, diabetes with complications, end-stage renal disease (ESRD), high blood pressure, limitations of daily activities, stroke and other conditions, based on KFF’s review of Medigap applications of leading insurers. Applicants may also be charged higher Medigap premiums if they have conditions such as diabetes with no complications, bipolar disorder, or osteoporosis that is treated with infusion. The Affordable Care Act prohibits insurance companies from denying coverage or charging higher premiums based on pre-existing conditions, but does not apply to Medigap insurers.