While the pandemic seems like a distant memory in some ways, it wasn’t that long ago. During this time, elective procedures such as knees, hips, shoulders, etc. were often postponed. This created a domino effect and backlogged a lot of these procedures which got pushed forward. It appears in some cases that insurance underwriters underestimated costs and insurers like Humana and United Health did not make anywhere near as much on MA members as they projected. Some members became unprofitable. Now insurers are pulling out of unprofitable zip codes and shedding members, and cutting back on extra benefits or raising premiums for others. I hope the 2026 MA plans won’t lose too much in The Villages, this has to be one of the healthiest senior populations in the country.
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