Talk of The Villages Florida - View Single Post - When Fed lowers rates... house prices increase?
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Old 08-09-2025, 10:14 AM
kingofbeer kingofbeer is offline
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Quote:
Originally Posted by mvbird View Post
If the Federal Reserve finally lowers (and continues to lower) interest rates in September, I think house prices may increase. If buyer's monthly financing costs are lower they qualify to buy at a higher price.

Another part of my argument is that money market rates will continue to sink, causing some to want to invest in real estate instead, hoping or renting, for a better return.

The other side of this argument is Villages house prices will remain the same because many buy Villages homes with cash, no financing, and they won't care.

Discussion ?
Lower interest rates will encourage first time home buyers to buy. And will encourage investors to move their money from money market and cd's into the stock market. Real estate investors is not the focus of lower interest rates.