Talk of The Villages Florida - View Single Post - Lightning Strikes Burns Two Villages Homes 8/7/25
Thread: Lightning Strikes Burns Two Villages Homes 8/7/25
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Old 08-09-2025, 03:07 PM
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Quote:
Originally Posted by HappyTraveler View Post
You just compared apples to apple pie. Not the same thing but, share a common component.

The apple is the singular lightning strike probability - which is very low and mostly seasonal.

The apple pie includes the comprehensive probabilities of the many things that could happen to your home. It's a different proposition and those varied risks could occur in any of the 12 months of the year.

So, no, you probably shouldn't cancel your comprehensive insurance because your chances of an adverse event are higher. Sink hole, flooding, lightning strikes? All singular events and lower probability, therefore, optional.
But I don't want to cancel my peace of mind. Other than fire, sink hole and flooding what else do I need to worry about for insurance? Hurricanes and crime are so low it would probably never affect my home.. Therefore, cancel.. right?
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