
08-11-2025, 11:16 AM
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Quote:
Originally Posted by OrangeBlossomBaby
So - "the cost of a cruise" - is not fact.
"Relatively low cost compared to the value of their homes" is subjective.
You can go on a cruise for under $700 to the Bahamas, including all fees, parking, food, stateroom, and gratuities. I've seen in this thread talk of LPS starting prices at $1500 and up. $1500 is more than twice the price of a cruise. Therefore, it's not the cost of a cruise.
The value of my home, according to my insurance company, is $38,000. That's how much I'd get with a total catastrophic damage. If I decided to just replace my house because I didn't like it anymore, it'd cost me around $80k to have the old one removed and a new one anchored in and hooked up to utilities. Since mine is a manufactured home, it won't take two years to remove and replace, if it's destroyed by lightning. It'll take a few weeks, at most. The $80k replacement cost, minus the $38k insurance payment, would mean it costs me just $42k to replace my home if lightning strikes it.
$1500 for an LPS is not "relatively low cost" with this perspective in mind.
Also just as an FYI - it's not an "LPS system." The word "system" is redundant. LPS stands for Lightning Protection System. It's like the guy at the bank asking you to punch in your PIN number. The word "number" is redundant, since PIN stands for Personal Identification Number.
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So you are a great example of a Villager who based on your analysis, decides not to get a system installed. But, given your several posts would you have done this in-depth analysis for your specific situation if it were not for this thread?
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