I don't think anybody is finding a statute talking about golf and stating that a golfer is or is not liable for damage caused by a wayward shot. Its a case law thing.
I wish I had access to actual cases, but I don't. I am not a lawyer and would not know where to look. AI and many internet articles say that the golfer is not usually liable, if we are talking specifically about hitting a house built on the golf course. And its not just a Florida concept. It is the same in all 50 states or at least all the ones I have played golf in. Personally, if I broke somebody's window I would volunteer to pay for it. But that is just my choice. I don't think they would win a lawsuit against me.
The real liability starts when you have a roadway along the course and golfers can possibly hit passing cars. I don't think we have that situation in the villages. But it can be a real nail biter, and you are liable there.
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