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Originally Posted by Michael G.
Do you use them?
How safe do you think they are?
From what I read, there is no federal control over, or what banks do with them.
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I have one basically because it was free for one year when I opened a bank acct here. It renews soon for, I believe, $35 p/yr. Price is fine.
I'm on the fence about it. The likelihood of fire or theft at my home are both very, very small. So, I may just shift what's in there to a safe place at home. I've never loved the idea of somebody else having possession of my worldly goods.
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How safe do you think they are?
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It's almost amusing. I bank here at a small branch of a national bank. The vault door is wide open with no barrier stopping anyone from walking right in (although they'd been seen doing so) and there is no security guard in the branch. Does that answer your question?