Quote:
Originally Posted by DBolen
Thank you for your post. At our house across from LSL in Creekside Landing, and had a surge due to lightning this past Friday night (accompanied by a heart-stopping thunder clap) that fried several costly items that will take us weeks and thousands of $ (equipment replacement and manpower) to replace.
We've been paying for SECO's Surge protection for 5+ years, and upon calling their offices this Monday August 18 to question coverage, they shared only that the coverage is up to 4,000 joules, providing contact info for a 3rd party we must contact with any questions or to file a claim in that regard.
After Friday night's lightning experience, I would appreciate learning what LPS / lightning rod options are available for small--parcel-homes such as courtyard villas that would not divert dangerous electricity towards neighbors.
Thanks much for any advice or info.
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I would start by reading this group.
Nextdoor
You have two things to do. 1) Have surge protection installed. Call Lenhart Electric or Lake Deaton Electric, or Pikes Electric since they have the expertise to evaluate what you need. 2) You might want to consider a lightning protection system. You were very lucky that lightning didn't hit your home.
As far as the Seco surge protector, you are wasting your time trying to claim insurance with them because if you read the warranty, they clearly state they will not cover any devices with an electronic chip installed which is pretty much everything these days. Also, anything they might cover is secondary to your main insurance. That surge protector is designed mainly to protect your home from surges from the power utility and the whole house surge protector installed at your circuit breaker panel such as the Eaton Ultra is designed to cover everything else. Eaton's warranty does cover all your devices, electronic chip or not. If you have that installed you probably would have had little or no damage. Many believe the Seco surge protector at the meter protects the whole house but it doesn't. Unfortunately, you need both protectors plus point of use protectors at your sensitive electronic devices such as computers and TVs.
Forgot to mention, if you decide to get a LPS system installed, you will have a long wait. I understand A1 is booked out to January. Becasue of all the severe storms and strikes with fire, many are lowering their risk by getting a system.