This topic has been discussed before but regardless, I'm getting an overwhelming number of reports where Villagers are not aware of the facts on this topic.
If lightning strikes your home or if it strikes near by, your home's electrical system can get an Induced Power Surge which is a temporary, very fast increase in voltage that can damage and or destroy electrical devices, appliances, etc.. This is very common during severe storms like we have been getting here in Central Florida lately.
The only way to prevent and or manage these power surges is by installing surge protectors.
Many here in the Villages have the surge protector provided by the power utility installed at your meter. This is a necessary layer of surge protection but many here in the Villages
incorrectly believe this device is all that they need to protect their home. This surge protector is designed to primarily block and or manage power very large surges coming from the power utility. If you read the fine print in their warranty you will see it doesn't cover any devices with an electronic chip installed which is almost everything we have in our home these days. In addition to this Type-1 primary surge protector you also need a Type-2 primary surge protector installed at your circuit breaker panel to block and or manage surges coming from everywhere else. A licensed electrician can install an Eaton Ultra or PSP Vortex surge protector at your circuit breaker panel. These surge protector's warranty states they
do cover devices with an electronic chip and these protectors do work. In addition, you need Type-3 point-of-use surge protection at all your sensitive electronic equipment such as computers, TVs, etc..
As discussed in many other TOTV threads, there have been many Villager's reporting they had significant power surge damage only having the surge protector at the meter installed not knowing additional surge protection was needed. Nothing is 100% but having a layered surge protection system installed in your home will reduce the risk of significant damage if you home is subjected to an Induced power surge from a lightning event.
For more information see this link ->
Nextdoor