I see the positive comments about USAA. I've been with them 45 years, filed 2 claims. One I was hit by a USAA insured driver while stopped at light (she tried lane splitting and hit 5 cars, was ticketed multiple infractions). The 2nd was a flooded condo caused when an upstairs neighbor broke a pipe. In BOTH CASES, USAA WAS HORRIBLE!. In the car case, they even tried fraud claiming i had to pay deductible "because other insurer would nor pay". I said I was suing, and demanded documentation of other insuer not paying. Story changed.......
I am still with them because of an Umbrella policy, but that may change soon. Way too expensive and dishonest now.
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