I believe she was asking whether there will be guaranteed issue rights to a Medicare Supplemental Plan N if her Medicare Advantage plan is cancelled. This is addressed in the video (which I also found the other day) and the answer appears to be "no" or perhaps "it depends". Regarding Plan F, you can still get Plan F if you became eligible for Medicare before Jan 1, 2020. If you are on Medicare with a different lettered Supplemental plan, or are on a Medicare Advantage plan, then a switch to Plan F could require underwriting. Some insurance companies, such as AARP/UHC, allow changes among the lettered Supplemental plans without underwriting (again, with Plan F you would need to have been eligible for Medicare before Jan 1, 2020). Regardless, Plan F might be a bad deal because the difference between Plan F and Plan G is the $257 Part B deductible (included with Plan F) but the premium difference might be greater than the Part B deductible. The plans are otherwise identical. Plan N might be the most cost effective if you don't have many Dr visits each year, that might have a copay. The difference between Plan G and Plan N is the possibility of copays and excess charges (pretty rare). Otherwise, they are identical regarding coverage but Plan N will have a lower cost.
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Originally Posted by rsmurano
No supplemental plans are affected, only advantage plans. He referenced plan N as an alternative to plan G which is the GOLD standard supplemental plan, according to my broker. You can’t get plan F any longer, and plan N has different coverages. You can’t get different coverages with a plan G also.
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