[rsmurano]

Everybody knew when you started Medicare, if you don’t go with a supplement plan initially, you have a slim chance of converting to 1 later on in life. If you have any medical issues in the last 2 years, these supplement plans will not accept you.

So if your advantage plan goes south, or they eliminate all the freebies or raise your prices, you should go thru the supplements normal underwriting procedures to see if you qualify.
Not all advantage plans are going south, so you still can get an advantage plan but probably without the freebies.

Also, I’ve heard plan f participants pay more that plan g participants because there are many more plan g clients to spread out the costs. A friend my age pays over 2x more for his plan f than I pay for plan g.