Talk of The Villages Florida - View Single Post - The American Dream is expensive
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Old 09-21-2025, 11:17 AM
Rainger99 Rainger99 is offline
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Quote:
Originally Posted by Arctic Fox View Post
Retirement: $1.6 million
Owning a home: $957,594
Owning a new car: $900,346
Raising two children and paying for college: $876,092
Health care: $414,208
Annual vacations: $180,621
Pets: $39,381
Wedding: $38,200

I can see some room for savings:

Owning a home - sure, if you want to live in The Hamptons, but I suspect most areas have a selection for well under $957,954 so let's halve that figure.
Please note that the total amount ($5 million) is over a lifetime. It does not refer to a one time purchase.

It is pretty easy to hit $1,000,000 on housing over the course of 50-60 years.

I bought a modest home in the Villages for under $400,000. But I am paying $5000 a year in taxes and bonds plus insurance and utilities and maintenance, etc., so my yearly upkeep is about $10,000. My house up north was about $300,000 plus taxes and upkeep so I have probably spent close to a million on housing in the past 50 years.