When we lived in SC there was a, for lack of a better term,
"masked" marketing initiative by one of the companies on our island (the major provider). Very similar in approach they advised what was not covered. What they failed to advise all customers was whether those not covered were in fact an issue in our climatic area. After many people spent thousands of $$$$ for the newly offered protection, it was discovered and announced the likelihood of a problem was near nil. Needless to say the major provider soon became the smallest participant in services provided in our area.
I am not saying this is the case here in TV. Just to do your home work. First could be with the developer and financial institutions that have been building and lending on homes that have been adequately protected.
Then do some good old fashioned research on what is being said.
Then ask good questions before committing to "upgrade".
btk
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