collie, I don't think your Realtor told you right. There are PLENTY of CYV neighborhoods with grass yards. I went through my deed cov this morning and there is nothing against it. Yes, you do have to apply through the ARC to do landscaping in front, but have not ever seen a grass restriction. It is just that most people that by CYVs want 0% maintenance. I know besides having a fenced backyard for our dog, that was also the main reason. So with most doing that TV just builds them with the pine straw cuase they know most will rip up and put rock down.
Army Guy
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Scouts Out!!!! 
NJ, PA, NC, AL, Germany, etc, etc and finally The Village of Bonita.
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