I am also from Pennsylvania and never had my air conditioner up there checked every year either. However, it does not get anywhere near the use that it does in Florida. In addition, with the high humidity in Florida, it is extremely important that the air condition be operative in order to avoid mold damage. For that reason, I get my air conditioner checked ever year down here.
If you have a Trane unit that is three to four years old, it is even more important. There were a lot of coils that failed on these units and a lot of people had to have them replaced to the tune of around a thousand dollars. I heard that was just the labor charge because the coil was covered under warranty. Talked to a friend of my son who works for an HVAC company in Pennsylvania and he said the companies that charge that much for labor were ripping people off.
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