Quote:
Originally Posted by Eg_cruz
Last week I was charged a 3% fee because I used my bank debt card instead of cash or credit card.
So I had to look this up because I know that the debit card fees are very low if any and yes I did I checked and the fee to use a debit card for the merchants is $.05-$.21 not 3%.
I went and looked a little further and found out they are not allowed to charge a fee on a debit card or a prepaid card per agreement with a debit card holder companies
When I called and questioned it, they told me I was wrong that they’re allowed to per Florida law so again I went and research again, this time a little deeper.
Yes, in Florida they can charge 3 to 4% on credit card transactions only not on debit cards or prepaid cards
I found that you can report them through the state of Florida and through your debt card holder.
I get that it’s only a 3% fee but why do I have to pay them more than what they have to pay if they want to charge me $.21 per transaction fine but why are you charging me 3% when they don’t get charged 3%
To me, this is the restaurants and merchants who charge these fees on debit cards, they’re just ripping you off and we just have been paying it with no questions asked
So I will be reporting any restaurant or merchant that charges me a fee on a debit card.
Especially Visa debit it is in their rules with the merchants that they are not allowed to charge a fee no matter what
Whatever happened to it’s the cost of being in business?
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They can charge you whatever fee they want if they put it the menu.
Probably even if they don't.