I read that and I understand home ownership vs renting, etc. I just don't know why they need to know if I have a mortgage or own the home out right. Apparently the info did not help during the meltdown. Maybe if they asked if I could afford the mortgage or if I had an ARM so they could have been prepared if might mean something.

I don't remember having to answer that question that defined the past time. I thought it was own, rent, or just live there.

It does not really matter. I have filled out the form and will mail it later this week.

I am just curious.