You may get that chance. Take a look at your own budget and tell us that everything will be just fine if your premiums go up more than 100% in the next few years. That's happened to lots of people, who had to drop their coverage because they couldn't afford it. I think the statistics are that it's happening to about 1,000 Americans every day.

Or what would happen if your insurance company simply sent you a letter saying, sorry we're dropping you. The way things are now, the insurance companies can and do exactly that. You don't even have to have a pre-existing condition. They can drop you just because you're old and are approaching the dreadfully expensive "end of life" situation. They answer to no one except their shareholders, certainly not you.

Lordy, then you'd only be left with Medicare--that dreadful insurance provided by the government, who can't run anything right.