Living in The Villages I had to change my default settings. It's normally set for 'fastest time'. I changed that to 'shortest route'. It seems that many of the roads are 20 mph or less (at least Garmin thinks so) even though Morse, Buena Vista, and El Camino Real are THE roads that get you somewhere and you can drive faster.
Using the normal settings would take at least 33% longer to get from A to B. My GPS is over 2 years old. Maybe the newer units have been corrected. As others have mentioned, I too, cannot input 'The Villages'. Using Lady Lake does not work all the time.