Thanks to all who have replied. I have sent a couple of you a private email so as not to tie the messgae board up with my situation. Today I found out from USAA and it's Florida insurance office, that there is a so-called "geological rating" assigned to different areas of TV and based upon this "geo rating" they and other insurance carriers will only insure so many homes in that area. Once this saturation point is reached they will no longer insure future homes in that area. So for whatever reason, the Village of Bonita has reached this point with several insurance carriers. The Villages Insurance Office found us only one quote from a company called American Integrity Insurance Group. Thus the saga continues for now. Agaon, thanks for all the input, We close on April 29th. Can't wait.
Tom
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