[LKBP33]

Central FL has quite a lot of them. Several have hit over the years in Ocala, Belleview, Leesburg and the one that went from 301 thru the Villages and out to 441. I have lived in Miami since 1960 and have been thru more hurricane's than I want to remember. Even a cat 1 is bad. No two storms are alike. The bad thing about hurricanes is that most time you will be without power for up to a week and almost all stores are closed. I would not stay in a wood frame home.
As for tornado's, several company's sell small to med underground fiberglass tornado shelters. You can have one installed in the backyard. Most are the size of a closet. Several other company's will build a safe room in your house. I priced some and they were less than $2000.00. Just google storm shelters. Hope this helps.