Thanks everyone.... This is just what I needed. Looks like AT&T is the one to go with, even though I have read lots of bad stuff about AT&T and the iPhone. I'm sure it depends on where you are though.
Now, I just need to "break" the phone and I'm in business....
By the way....found a new app over the weekend. It's called Bing Music and it's free. It streams the top 100 songs from any year, back to 1947. You can grab the year you graduated from high school and listen to all the popular songs from that era....it's really cool. I didn't remember how many top 100 hits Led Zeppelin had, but now that I think about it, there are quite a few things I can't remember about those days....
Maybe we need a thread to review apps...