We are on our second home in TV now and have formed opinions on the topics you mentioned. We got our insurance from the Village Insurance Company who have several offices in TV. They issue ASI policies, up north I use USAA, they are not taking any new homes in Florida unless you get there on military orders, USAA also recommended ASI. I would not recommend lightning rods, who wants to attract lightning!? I have seen homes with lightning rods burn to the ground after being struck. SECO, the electric coop does install whole house surge protectors, which will help with power surges but not direct hits. I'd recommend getting this installed on your new home. Finally on golf carts, we went with electric, no smell, no noise and a 60 mile per day range gets you everywhere you want to go. Of course, others will have different opinions, just depends on your preferences. We rented both electric and gas carts before we made our final decision. Hope this helps some, good luck with your move and welcome to TV!!
|