Good concise overview from a trusted source.
Most of the articles I have read seem to contradict each other and it has been most frustrating.
I am sure there are many in our situation. We will be covered under my husband’s retirement healthcare plan until he reaches 65. (So for a year or two depending on when we retire)
I am 4 years younger so, when he reaches 65 I will have to obtain other insurance or take the cobra offered by my husbands company $350 a month and rising.
And that would not cover my RXs. The nexium alone would be $400 a month. Being a number cruncher I was considering banking the cash and just paying for my medical. I am healthy except for acid reflux and fibromyalgia (which doctors can't really fix anyway) so I only go once a year plus a mammogram. I probably won't forgo the insurance, but the cost just really blew me away. Now maybe I will have a cheaper alternative, who knows?
