You are right, I can think of nothing I have read that prohibits 2 story homes. I guess after the years I have been visiting and now living here I assumed the review board did not want them as I seldom saw them.
I am still curious of the details, e.g., type of lot, house style that qualifies and will add finding out to the list I keep containing tasks I never get to.
Maybe next winter when I am

and not so busy having fun...